When someone says that Habitat for Humanity is a give-away program, this should be the reply:But unfortunately this is a common misconception that Habitat is a give-away program , so let’s get this straight, once and for all….
Habitat for Humanity is not a give-away program. As is the case with all Habitat for Humanity International affiliates, Dacotah Tipis Habitat for Humanity partners with low-income families to build simple, decent affordable homes. The houses are sold to the families through no-interest, no-profit loans with affordable monthly payments. Partner families contribute 500 hours of sweat equity working side-by-side with volunteers and learn valuable skills to become successful, self-sufficient homeowners. In addition, the home owner must be responsible for the home’s ongoing expenses such as utility bills, maintenance, and upkeep just like any other homeowner.
Contrary to this, gave-away programs provide goods or services without any form of payment. Those programs create dependence rather than independence. Habitat for Humanity efforts result in responsible home owners who work for and pay for what they receive, or they are in default, risking de-selection from the program or worse…forclosure on the home they have built for themselves.
Habitat relies on volunteer labor and tax-deductible donations of money and materials to provide affordable mortgages to those in need. Habitat is not a government program and has built or rehabilitated more than 500,000 houses around the world, providing more than 1.5 Million people in 3,000 communities with safe, decent, affordable shelter. This immense success has placed Habitat for Humanity in the top ten builders catagory in the nation, and boasts the lowest forclosure rate of any home mortgage lender in the U.S.
Join us as we build affordable housing on the Crow Creek Indian Reservation.
If you would like to know more about Habitat for Humanity and it’s very successful program, contact me and I will be very happy to give you the straight facts about who qualifies, their commitments required to become a partner family, and the positive impacts of homeownership on their children’s future.
Call or e-mail me today!
HFH Dacotah Tipis
P.O. Box 487
Fort Thompson, SD 57339